Summer Intern: AHNJ Underwriting Analyst
NJ Underwriting Internship
Independence Blue Cross
Serving more than 8 million people nationwide, including 2.5 million in southeastern Pennsylvania, Independence Blue Cross — together with its subsidiaries — is the leading health insurance organization in the Philadelphia region. Our mission to build healthier lives for you, your family, and your employees shapes our actions and decisions every day.
At Independence, we see each of our members as an individual, with unique needs and concerns. We’re dedicated to harnessing the very latest ideas and technologies to deliver access to care that meets those needs and surpasses your expectations. For more information about Independence access our website at www.ibx.com. We’re revolutionizing health care, and our focus is on you!
About The Department:
The Underwriting department plays a key role in evaluating and pricing group health insurance opportunities while supporting the long-term growth and profitability of the organization. The team is responsible for reviewing new business and renewal requests, analyzing risk, developing competitive funding arrangements, and ensuring pricing aligns with company objectives. By balancing financial performance with market competitiveness, the department helps attract and retain customers, support sustainable growth, and deliver value to clients and members. As an intern, you will gain hands-on experience supporting Small Group Fixed Funding new business requests and learning the Large Group renewal process, providing exposure to core underwriting functions that contribute directly to the organization's success.
Job Description:
The NJ Underwriting Intern will gain hands-on experience within the Underwriting department, supporting the evaluation and pricing of group health insurance opportunities. This internship provides exposure to core underwriting processes, including reviewing Small Group Fixed Funding new business requests and learning how to develop Large Group renewal proposals. The intern will work closely with underwriting professionals to analyze data, prepare pricing information, and support business decision-making. Through this experience, the intern will develop a foundational understanding of risk assessment, healthcare financing, and the role underwriting plays in supporting the company's growth, profitability, and customer retention goals.
Key responsibilities may include:
· Supporting evaluations and pricing of group health insurance opportunities.
· Underwriting processes
· Data analysis
· Prepare pricing info
· Support business decision-making
· Understanding risk assessment
· Healthcare financing
· Renewal requests
· Developing competitive funding arrangements
Qualifications:
· Strong mathematical and analytical skills
· Ability to interpret and work with data
· Proficiency in Microsoft Excel (Sorting, Filtering, and Data Analysis)
· Attention to detail and accuracy when reviewing and analyzing information
· Ability to learn underwriting concepts, pricing methodologies, and healthcare funding arrangements
· Strong organizational skills with the ability to manage multiple tasks and deadlines
· Effective verbal and written communication skills
· Ability to interact professionally with colleagues and business partners
· A collaborative team player who works well in a team environment
· Willingness to ask questions and seek clarification when needed
· Open to feedback, coaching, and continuous learning
· Ability to offer ideas and suggestions to improve processes and support team objectives
· Positive attitude, curiosity, and eagerness to learn about the health insurance & underwriting industry
· Strong problem-solving and critical-thinking skills
Education:
- Pursuing a degree in Finance, Accounting, Economics, Business Administration, Risk Management, and/or Mathematics
- Current Junior, Senior, or Recent grad up to one year
Minimum GPA:
3.0+
Program Dates
Program Start Date: June 1, 2027
Program Completion Date: August 6, 2027
Work Hours
Monday – Friday, 8:30 am – 5:00 pm (37.5 hours per week)
Location
259 Prospect Plains Rd, Building M
Cranbury, NJ 0851
IBX is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to their age, race, color, religion, sex, national origin, sexual orientation, protected veteran status, or disability.
Must have an Android or iOS device which is compatible with the free Microsoft Authenticator app.
Inclusion and Belonging
At IBX, everyone can feel valued, supported, and comfortable to be themselves, and all associates have a fair opportunity to achieve their full potential. We put these principles into action every day by acting with integrity and respect. Celebrating and embracing diverse thoughts and perspectives that make up our workforce means our company is more vibrant, innovative, and better able to support the people and communities we serve.
About Our Company
Serving more than 8 million people nationwide, including 2.5 million in southeastern Pennsylvania, Independence Health Group — together with its subsidiaries — is the leading health insurance organization in the Philadelphia region. Our mission to build healthier lives for you, your family, and your employees shapes our actions and decisions every day.
At Independence, we see each of our members as an individual, with unique needs and concerns. We’re dedicated to harnessing the very latest ideas and technologies to deliver access to care that meets those needs and surpasses your expectations. For more information about Independence access our website at www.ibx.com. We’re revolutionizing health care, and our focus is on you!
Equal Employment Opportunity
IBX is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to their age, race, color, religion, sex, national origin, sexual orientation, protected veteran status, or disability.
Agency Disclaimer
All resumes submitted directly to an Independence Blue Cross employee from a vendor via email, the Internet or in any other form without a valid written search agreement in place for this position from the Independence Blue Cross Family of Companies Human Resources Department will be deemed the sole property of Independence Blue Cross and the Independence Blue Cross Family of Companies. Please note that no fee will be paid in the event the candidate is hired by Independence Blue Cross or the Independence Blue Cross Family of Companies as a result of the referral or through means other than our established process.